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We want to help you design a plan that is custom fit for you and frees you to live your life to
the fullest and so we listen, listen and listen again and then . . . we respond.
Because we believe the adage: "if you fail to plan you plan to fail," our focus is on being proactive
with tracking systems in place to provide you with the best customer service possible and
peace of mind.
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Do your financial or retirement plans include protection against long-term care expenses?
They should! If you are like most people, you have insured your health, your car, your life, and your home.
You have probably worked hard to accumulate assets for your retirement years.
But what if you needed long-term care? Long-term care is a risk that can impact or even derail all of your carefully thought out plans.
Start planning now.
Generally, long-term care is the care people need when they can't perform the tasks of ordinary
living independently. It isn't a subject that most of us care to dwell on. However, the failure to
discuss or plan for the high cost of long-term care is causing American families to be unprepared to
meet the high costs of long-term care.
We address what long-term care is and where it is provided, as well as the costs of
ong-term care and who pays for it. problem Due to advances in our medical technology, our society
has been blessed with an increasing average life span. Today, we are living almost twice as long a
s our ancestors did only 100 years ago. Unfortunately, along with this comes the drawback that the
longer we live, the more likely we may need long-term care before we die.
This section addresses the risks of needing long-term care as well as the average length of time that
people may need long-term care. It also covers how our aging population increases the need for long-term care
and how families are not equipped to handle their needs. There are many reasons why people buy long-term care
insurance. Do any of these apply to you?
- Preserve your independence
- Guarantee your choice of care and caregivers (allow you to stay at home as long as possible)
- Protect your assets and standard of living
- To avoid being a burden to your family
- To leave more assets to your family, church, alma mater, or other worthy cause
- Peace of mind
Let us help you determine if long-term care insurance is something that makes sense for you and your family.
We can help you learn about the standard features and benefit choices in a long-term care insurance policy,
as well as what determines the cost of the insurance and what to look for in a carrier.
If you have any questions or comments about my services, please feel free to contact me.
E-mail: booneins@bellsouth.net
Phone: (828) 766-5003
Fax: (828) 765-9655
Physical Address:
Boone High Country Insurance On Locust Street - Wylie Bldg 2nd Floor 167 Locust St. Spruce Pine, NC 28777
Mailing Address:
Boone High Country Insurance PO Box 728 Spruce Pine, NC 28777
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